Friday, December 25, 2009

So I was updating daily, eh?

Hi All,

Sorry about the misconception of me blogging everyday. Apparently that didn't actually happen..... Due to what, you may ask??? I would highly likely consider the fact that I am purely just lazy and unmotivated. Also due to the fact that until now, I forgot that I actually used blogger to blog with (as I also have an account on Tumblr, which I generally update more often....about once a week...)

I promise to everyone that I'll update this blog more often that I have been recently, and after seeing what my previous blogs were about, I'll probably start a new blog completely - as 'The Joys of Cash' sounds like something completely boring that nobody is ever going to want to listen to :P

Hopefully everyone is having a good Christmas,

Adam.

Wednesday, January 14, 2009

Modernising Money & Trading Systems.

Hello and welcome to another edition of my views and opinions on cash.

As time has moved on, society has learned to utelise and create a more efficient lifestyle by using cash as an important object in trading. Hundreds of years ago, humanity worked together to get what they wanted and traded skills rather than objects as such.
This old method still gets used today, but seems to be a dying method as such. Imagine how much money you could save, by utelising skills that you know to help someone else, so that in turn you can receive help from them.
An example of this is: You are a mechanic and get asked to repair someone's car - you spend a couple of evenings that week fixing this car and getting it back on the road. As you have done this in your own free time, you receive no loss and even learn from this whole venture as you have more mechanical experience under your belt. Whilst fixing this car, you learn that the owner is a builder, and you need a fence built at home. In Lou of payment, you ask for his expertise on building a fence.
During this whole scenario, no financial costs have risen for you to pay, and you have scored yourself a fence, only doing what you already know.

If more people started to operate this way today, it would save everyone an extreme amount of money, as even though you could have worked the hours required to fix the car, the fence will more than likely cost you more than you have earned. This is because you would have had to have charged it up through a building business - who have to pay tax, mortgages, vehicle and transport expenses etc. Dealing one on one with a trades person can save you more money in the long run and personalise it more.

No doubt, the job may have been quicker and easier to orgainise through a proper business, but still, the cost would probably have been a lot more.

Before deciding to hire expertise, remember to think of all the people that you know, to see if you can get the job done 'under the table'. Every cent counts when saving.

Until tomomrrow,

ABL.

First Blog

Hello, and welcome to my new popular series of daily blogs discussing and offering my opinion of how you can learn to create a better lifestyle and a better you by managing your money in a more appropriate manner.

This blog, today, is just going to highlight a variety of different ideas which have significance in the financial industry and lightly skim over what this series of blogs are all about.

As you have probably already noticed, money play a huge part in your life. Money is a term for an item of which that holds value, and many countries over the world have different types of currency. In today's society money is what we mainly trade with, but thinking back to past generations, many of these people traded in far more important and essential items and skills. As time has moved forward, here on earth, we have maximised and made this whole trading scheme more efficient.

Money also plays a huge part in creating a better you, by allowing you the freedom to do what you wish with yourself and opens many doors and opportunities for you and your family. Many people will tell you that you don't need money to be happy, but honestly, it is this money that defines life the way it is.

Hobbies in one's life are very important, as this is what you enjoy and love doing. Whether this be reading, sporting, community work, gaming or television these pastimes are important to us worldwide. Without the added benefit of money, many of these events would not be available for us to participate in.

To achieve this goal of money, saving is required. Remember most debt is bad debt.

The above points are just a very small section of what I am planning of talking about, but I will be extend throroughly on these points.

Until next time,

ABL.